:root{--md-sys-color-primary: #6750a4;--md-sys-color-on-primary: #ffffff;--md-sys-color-primary-container: #eaddff;--md-sys-color-on-primary-container: #21005d;--md-sys-color-secondary: #625b71;--md-sys-color-on-secondary: #ffffff;--md-sys-color-secondary-container: #e8def8;--md-sys-color-on-secondary-container: #1d192b;--md-sys-color-tertiary: #7d5260;--md-sys-color-on-tertiary: #ffffff;--md-sys-color-tertiary-container: #ffd8e4;--md-sys-color-on-tertiary-container: #31111d;--md-sys-color-error: #ba1a1a;--md-sys-color-on-error: #ffffff;--md-sys-color-error-container: #ffdad6;--md-sys-color-on-error-container: #410002;--md-sys-color-surface: #fffbfe;--md-sys-color-on-surface: #1c1b1f;--md-sys-color-surface-variant: #e7e0ec;--md-sys-color-on-surface-variant: #49454f;--md-sys-color-background: #fffbfe;--md-sys-color-on-background: #1c1b1f;--md-sys-color-outline: #79747e;--md-sys-color-outline-variant: #cac4d0;--md-sys-color-inverse-surface: #313033;--md-sys-color-inverse-on-surface: #f4eff4;--md-sys-color-inverse-primary: #d0bcff;--md-sys-color-shadow: #000000;--md-sys-color-scrim: #000000;--md-sys-color-surface-tint: #6750a4}[data-theme=dark],.dark-theme{--md-sys-color-primary: #d0bcff;--md-sys-color-on-primary: #381e72;--md-sys-color-primary-container: #4f378b;--md-sys-color-on-primary-container: #eaddff;--md-sys-color-secondary: #ccc2dc;--md-sys-color-on-secondary: #332d41;--md-sys-color-secondary-container: #4a4458;--md-sys-color-on-secondary-container: #e8def8;--md-sys-color-tertiary: #efb8c8;--md-sys-color-on-tertiary: #492532;--md-sys-color-tertiary-container: #633b48;--md-sys-color-on-tertiary-container: #ffd8e4;--md-sys-color-error: #ffb4ab;--md-sys-color-on-error: #690005;--md-sys-color-error-container: #93000a;--md-sys-color-on-error-container: #ffdad6;--md-sys-color-surface: #10121c;--md-sys-color-on-surface: #e6e1e5;--md-sys-color-surface-variant: #49454f;--md-sys-color-on-surface-variant: #cac4d0;--md-sys-color-background: 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cubic-bezier(.05, .7, .1, 1);--md-sys-motion-easing-emphasized-accelerate: cubic-bezier(.3, 0, .8, .15)}:root{--md-sys-shape-corner-none: 0px;--md-sys-shape-corner-extra-small: 4px;--md-sys-shape-corner-small: 8px;--md-sys-shape-corner-medium: 12px;--md-sys-shape-corner-large: 16px;--md-sys-shape-corner-extra-large: 28px;--md-sys-shape-corner-full: 50%}.material-card{background:var(--md-sys-color-surface-variant);border-radius:var(--md-sys-shape-corner-medium);box-shadow:var(--md-sys-elevation-1);transition:box-shadow var(--md-sys-motion-duration-short4) 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var(--md-sys-color-outline-variant);background-color:var(--md-sys-color-surface-variant)}.chart-toggles{display:flex;gap:1.5rem;align-items:center}.chart-toggle{display:flex;align-items:center;gap:.5rem;cursor:pointer;font-size:.875rem;font-weight:500;color:var(--md-sys-color-on-surface);-webkit-user-select:none;user-select:none}.chart-toggle input[type=checkbox]{width:18px;height:18px;accent-color:var(--md-sys-color-primary);cursor:pointer}.chart-toggle:hover{color:var(--md-sys-color-primary)}.btn-chart-options{background:var(--md-sys-color-secondary-container);color:var(--md-sys-color-on-secondary-container);border:1px solid var(--md-sys-color-outline-variant);border-radius:.5rem;padding:.5rem 1rem;font-size:.875rem;font-weight:500;cursor:pointer;transition:all .2s ease;display:flex;align-items:center;gap:.25rem}.btn-chart-options:hover{background:var(--md-sys-color-secondary);color:var(--md-sys-color-on-secondary);transform:translateY(-1px);box-shadow:0 2px 8px #00000026}@media(max-width:768px){.form-grid,.asset-allocation-grid{grid-template-columns:1fr}.chart-toggles{flex-direction:column;align-items:flex-start;gap:.75rem}}.age-input-group{display:flex;gap:1rem;align-items:stretch}.age-field{flex:1;display:flex;flex-direction:column;gap:.5rem}.age-label{font-size:.875rem;font-weight:500;color:var(--text-secondary);text-align:center}.age-control{display:flex;align-items:center;border:1px solid var(--border-color);border-radius:.375rem;background:var(--input-bg);overflow:hidden;transition:var(--transition)}.age-control:focus-within{border-color:var(--primary);box-shadow:0 0 0 3px #3b82f633}.age-input-custom{border:none;background:transparent;text-align:center;font-size:1rem;font-weight:500;padding:.75rem 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button-press{0%{transform:scale(1)}50%{transform:scale(.95)}to{transform:scale(1)}}.modal-overlay{display:none;position:fixed;top:0;left:0;width:100%;height:100%;background:#00000080;z-index:1000;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px)}.modal-overlay .modal-content{position:fixed;top:50%;left:50%;transform:translate(-50%,-50%);background:var(--md-sys-color-surface, #fff);border-radius:12px;max-width:500px;width:90%;max-height:90vh;overflow-y:auto;box-shadow:0 20px 40px #00000026;animation:modalSlideIn .3s ease-out}.modal-header{padding:20px 24px 16px;border-bottom:1px solid var(--md-sys-color-outline-variant, #e0e0e0);display:flex;justify-content:space-between;align-items:center}.modal-header h3{margin:0;font-size:1.125rem;font-weight:600;color:var(--md-sys-color-on-surface, #333)}.close-modal{background:none;border:none;font-size:1.5rem;color:var(--md-sys-color-on-surface-variant, #666);cursor:pointer;width:32px;height:32px;display:flex;align-items:center;justify-content:center;border-radius:4px;transition:all .2s ease}.close-modal:hover{background:var(--md-sys-color-surface-variant, #f5f5f5);color:var(--md-sys-color-on-surface, #333)}.modal-body{padding:20px 24px}.modal-footer{padding:16px 24px 20px;border-top:1px solid var(--md-sys-color-outline-variant, #e0e0e0);display:flex;justify-content:flex-end;gap:12px}.modal-footer .btn{padding:10px 20px;border-radius:6px;font-size:.875rem;font-weight:500;cursor:pointer;transition:all .2s ease;border:none;min-width:80px;white-space:nowrap;display:inline-flex;align-items:center;justify-content:center;text-align:center}.modal-footer .btn-primary{background:#007bff;color:#fff}.modal-footer .btn-primary:hover{background:#0056b3}.modal-footer .btn-secondary{background:var(--md-sys-color-surface-variant, #f8f9fa);color:var(--md-sys-color-on-surface, #333);border:1px solid var(--md-sys-color-outline-variant, 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.modal-header{border-bottom-color:var(--md-sys-color-outline, #4a5568)}.dark-theme .modal-footer,[data-theme=dark] .modal-footer{border-top-color:var(--md-sys-color-outline, #4a5568)}.dark-theme .close-modal,[data-theme=dark] .close-modal{color:var(--md-sys-color-on-surface-variant, #a0aec0)}.dark-theme .close-modal:hover,[data-theme=dark] .close-modal:hover{background:var(--md-sys-color-surface-variant, #4a5568);color:var(--md-sys-color-on-surface, #e2e8f0)}.dark-theme .btn-secondary,[data-theme=dark] .btn-secondary{background:var(--md-sys-color-surface-variant, #4a5568);color:var(--md-sys-color-on-surface, #e2e8f0);border-color:var(--md-sys-color-outline, #4a5568)}.dark-theme .btn-secondary:hover,[data-theme=dark] .btn-secondary:hover{background:var(--md-sys-color-surface-container, #2d3748)}.error-dialog{border-left:4px solid #dc3545}.error-header{background:#dc35451a;border-bottom-color:#dc35454d}.error-header h3{color:#dc3545}.error-message{color:var(--md-sys-color-on-surface, 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var(--md-sys-motion-easing-standard)}.enhanced-feature-container:hover{box-shadow:var(--md-sys-elevation-2)}.enhanced-feature-container.collapsed{max-height:60px;overflow:hidden}.enhanced-feature-container.expanded{max-height:none}.wizard-mode-container{position:fixed;top:0;left:0;width:100%;height:100%;background:var(--md-sys-color-background);z-index:1000;overflow-y:auto;padding:2rem}.wizard-mode-container.active{display:block!important}.analysis-explanations{margin-bottom:1.5rem}.asset-allocation-section{margin-bottom:1rem}.asset-allocation-section h6{margin:0 0 .75rem;font-size:.9rem;font-weight:600;color:var(--md-sys-color-on-surface-variant);font-style:italic}.allocation-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:1rem;margin-bottom:1rem}.allocation-total{text-align:right;font-weight:600;margin-bottom:1rem;font-size:.9rem}@media(max-width:768px){.allocation-grid{grid-template-columns:1fr}}.explanation-section{margin-bottom:1.5rem;padding:1rem;background:var(--md-sys-color-surface-variant);border-radius:var(--md-sys-shape-corner-medium);border-left:4px solid var(--md-sys-color-primary)}.explanation-section h5{margin:0 0 .5rem;font-size:1rem;font-weight:600;color:var(--md-sys-color-primary)}.explanation-text{margin:0;font-size:.875rem;line-height:1.4;color:var(--md-sys-color-on-surface-variant)}.explanation-text strong{color:var(--md-sys-color-on-surface);font-weight:600}.analysis-summary{background:var(--md-sys-color-surface);border:1px solid var(--md-sys-color-outline-variant);border-radius:var(--md-sys-shape-corner-medium);padding:1rem}.analysis-summary h5{margin:0 0 .75rem;font-size:1rem;font-weight:600;color:var(--md-sys-color-on-surface)}.break-even-analysis{margin-top:1rem;padding:1rem;background:var(--md-sys-color-primary-container);border-radius:var(--md-sys-shape-corner-medium);border-left:4px solid var(--md-sys-color-primary)}.break-even-analysis h6{margin:0 0 .5rem;font-size:.9rem;font-weight:600;color:var(--md-sys-color-on-primary-container)}.break-even-explanation strong{color:var(--md-sys-color-on-primary-container);font-size:1rem}.break-even-details{margin:.5rem 0 0;font-size:.875rem;line-height:1.4;color:var(--md-sys-color-on-primary-container)}.break-even-details em{font-style:italic;opacity:.9}.tax-analysis-section{padding:1.5rem}.tax-bracket-section{margin-top:1rem}.tax-bracket-section h5{font-size:1rem;font-weight:600;color:var(--md-sys-color-on-surface-variant);margin:0 0 .75rem}.tax-bracket-display,.tax-bracket-grid{display:grid;grid-template-columns:1fr;gap:.75rem;margin:1rem 0}.tax-bracket-item{background:var(--md-sys-color-surface-variant);padding:1rem;border-radius:var(--md-sys-shape-corner-small);border-left:4px solid var(--md-sys-color-primary)}.tax-bracket-range{font-weight:600;color:var(--md-sys-color-on-surface)}.tax-bracket-rate{font-size:1.2em;color:var(--md-sys-color-primary);font-weight:700}.no-state-tax{background:var(--md-sys-color-surface-variant);padding:1rem;border-radius:var(--md-sys-shape-corner-small);border-left:4px solid var(--md-sys-color-tertiary);text-align:center;font-style:italic;color:var(--md-sys-color-on-surface-variant)}.monte-carlo-section{padding:1.5rem}.monte-carlo-summary{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1rem;margin:1rem 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